Looking for a Home with Confidence
The busiest time of the year for home buying typically begins in February and lasts through to June. Having a pre-approval arranged before you start house hunting makes sense, as you will be aware of how much of a home you can afford, and you will be assured of a specific mortgage rate for a set period.
An Invis Mortgage Consultant is your best source for a mortgage pre-approval as well as expert advice on the mortgage that's right for you.
When getting a pre-approval, providing your Invis Mortgage Consultant with thorough information will strengthen the pre-approval and enable you to house hunt with greater confidence.
As pre-approvals are subject to confirmation of income, credit score, and your current level of debt, depending on your individual situation, a mortgage consultant may ask for a variety of materials. These could include a letter of employment, your most recent T4 slips, a current pay stub, down payment confirmation by way of an account statement or gift letter.
The more up-to-date information you can provide to your Invis Mortgage Consultant, the better he or she can guide you through the entire mortgage process.
Courtesy of Jim Rawson of Invis Mortgage, 416-972-6336 ex. 30 e-mail
